Karnataka Bank — MARGAO GOA Branch

GOA-SOUTH, GOA

IFSC Code KARB0000490
MICR Code 403052004

Available Services

IMPS RTGS NEFT UPI
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Branch Details

Bank Name Karnataka Bank
Branch Name MARGAO GOA
IFSC Code KARB0000490
MICR Code 403052004
SWIFT Code N/A
Address MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601
City GOA-SOUTH
District MARGOA
State GOA
Contact Number +918322730979

How to Use KARB0000490 for Money Transfers

The IFSC code KARB0000490 is specifically assigned to the MARGAO GOA branch of Karnataka Bank located in GOA-SOUTH, GOA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KARB0000490 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KARB0000490 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KARB0000490 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Karnataka Bank MARGAO GOA Branch

The MARGAO GOA branch of Karnataka Bank is situated in GOA-SOUTH, GOA. The branch address is MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918322730979. Always use the IFSC code KARB0000490 when making any online fund transfer to an account held at this branch.

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